Federal Income Tax Calculator
Estimate your federal income tax using the official IRS bracket tables. Enter gross income with the standard deduction applied, or enter your taxable income directly if you itemize.
Taxable income$58,900
Federal income tax$7,670
Marginal rate22%
Effective rate on taxable income13.0%
Effective rate on gross income10.2%
| Rate | Income in bracket | Tax |
|---|---|---|
| 10% | $12,400 | $1,240 |
| 12% | $38,000 | $4,560 |
| 22% | $8,500 | $1,870 |
Sources: IRS — Federal income tax rates and brackets (Rev. Proc. 2024-40) · IRS Rev. Proc. 2025-32 — 2026 inflation adjustments · IRS Rev. Proc. 2026-35 — 2027 inflation adjustments
This estimates tax before credits (child tax credit, EITC, education credits) and before the new Schedule 1-A deductions. State income tax is not included.